Olympia Federal Savings

When it comes to home loans we take a mi casa es su casa approach to lending; making sure we offer you the same advantages we’d want for ourselves. 

• What starts at OlyFed stays at OlyFed: We don’t sell our loans to third parties – that’d be like selling our relationship with you! We assure top-quality service by providing it ourselves.
• Everyone gets the same great rate – No risk-based pricing with our home loans, you’ll get our advertised rate regardless of credit score.
• People, not computer apps, decide – We click “delete” on automated underwriting with home loans. We believe actual humans make better lending choices.

•  You’ll always get the best deal before closing – We hold your rate at application, but if a better number comes along, no worries; it’s yours. 

In terms of construction loans, not only do we roll construction costs, we also:

• Close up-front on permanent financing
• Accept ‘interest only’ payments as funds are used during the construction process
• Have no prepayment penalties
• Keep fees to a minimum 
• Provide a convenient online draw system 

At OlyFed, we’re here for you, here for good!